Terms and Conditions

1. Acceptance of Terms

By accessing or using the Wixonal AI website ("Site"), you confirm that you accept these Terms and agree to comply with them. If you do not agree with any part of these Terms, you should not use the Site.

2. Nature of the Service

Wixonal AI provides AI-led data analysis and decision-support content intended to help visitors understand predictive risk modelling concepts as they relate to small business capital. The content made available through the Site is general in nature and is provided for informational purposes only.

Nothing on this Site constitutes financial, legal, investment, or professional advice. Any decisions made on the basis of information found on this Site are made at your own discretion and risk. We recommend that you seek independent professional advice before making any financial or business decision.

3. Eligibility

By using the Site, you represent that you are at least eighteen years of age and have the legal capacity to enter into binding agreements. If you are using the Site on behalf of a business or other entity, you represent that you have the authority to bind that entity to these Terms.

4. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. Prohibited behaviour includes, without limitation:

• Attempting to gain unauthorised access to any part of the Site or its related systems
• Transmitting any material that is unlawful, harmful, or otherwise objectionable
• Using automated means to scrape, copy, or extract content from the Site without consent
• Interfering with or disrupting the operation of the Site

5. Intellectual Property

Unless otherwise indicated, all content on the Site, including text, graphics, logos, and design elements, is the property of Wixonal AI or its licensors and is protected by applicable intellectual property laws. You may view and print pages from the Site for personal, non-commercial use, provided you do not modify any content or remove any copyright or proprietary notices.

6. No Guarantee of Outcomes

While Wixonal AI aims to present information that is accurate and useful, we make no representation or warranty regarding the completeness, reliability, or suitability of any content for your particular circumstances. Predictive models and data-driven assessments referenced on this Site are illustrative and do not guarantee any specific financial result or business outcome.

7. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience only. Wixonal AI does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party site, and your use of such sites is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Wixonal AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your access to or use of, or inability to access or use, the Site or any content provided through it.

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Indemnity

You agree to indemnify and hold harmless Wixonal AI, its affiliates, and respective representatives from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Site or your violation of these Terms.

10. Changes to These Terms

We may revise these Terms from time to time. Any changes will be posted on this page, and continued use of the Site following such changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

11. Termination

We reserve the right to suspend or terminate your access to the Site, without notice, for any conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the legitimate interests of Wixonal AI.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts of that jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

14. Contact

If you have any questions about these Terms, please get in touch via the contact details provided on our Contact page.