Frequently Asked Questions
Answers to the questions small business owners most often ask Wixonal AI before starting a capital review. If you don't find what you're looking for, our contact page can point you in the right direction.
What does Wixonal AI actually do?
Wixonal AI uses AI-led data analysis to assess a small business's financial position and flag capital options that fit its specific risk profile, rather than offering a single generic product or rate.
Is Wixonal AI a lender?
No. We are a decision-support service. We analyse your data and present findings to help you understand your options and risks before you approach a lender or make a capital decision yourself.
How is this different from a bank's standard assessment?
Rather than relying solely on broad market averages or standard credit scoring, our model is built around predictive risk analysis tailored to your business's own data, which can surface considerations a generic process might miss.
What information do I need to provide?
Typically this includes recent financial statements, cash flow records, and basic details about your business structure. The exact requirements depend on the scope of the review you request.
How long does a review take?
Timelines vary depending on the complexity of your business and the completeness of the information provided. We'll give you a realistic estimate once we understand your specific request.
Is my financial data kept secure?
We treat all submitted business and financial information as confidential and use it solely for the purpose of the analysis you request. Full details are set out in our Privacy Policy.
Does Wixonal AI guarantee I'll get funding?
No. Our role is to help you understand your position and options more clearly. Any decision to lend, invest, or extend credit ultimately rests with the relevant financial institution or capital provider.
Can Wixonal AI work with very small or early-stage businesses?
We work with businesses of varying sizes and stages. The depth and usefulness of the analysis will depend on how much financial history and data is available to review.
What does the process cost?
Costs depend on the scope of the engagement. Please get in touch via our contact page so we can discuss your situation and provide relevant details.
Will I receive a written report?
Reviews are generally documented so you have a clear record of the analysis and findings to refer back to or share with your advisers, where relevant.
Do you replace the need for my accountant or financial adviser?
No. Our analysis is intended to complement, not replace, advice from your accountant, solicitor, or financial adviser. We'd encourage you to discuss any findings with them.
How do I get started?
Visit our contact page to share some basic details about your business. We'll follow up to discuss whether our service is a good fit for what you need.
Still have questions?
Get in touch and we'll talk through how a capital review with Wixonal AI might work for your business.